Ingo Money is Good Funds.
Revolutionary? We think so.

Spending on a payment card is easy, but loading funds can be a challenge.

Introducing Ingo Money, the first mobile check funds deposit solution designed for Debit and Prepaid Card programs. With the Ingo Money app and an eligible card, your customers can easily deposit funds from any approved check and receive irreversible access to those funds in mere minutes.

The only proven solution in market, Ingo Money:

  • Provides ALL honest consumers with instant, irreversible access to their money
  • Supports virtually every check type up to $2500 in value*
  • Offers consumers the highest approval rates in the industry
  • Protects you and your program from liability and fraud risk on check funding transactions
  • Delivers flexible solutions to meet your customer experience objectives


Here's how it works:


The Ingo Good Funds Network is free and can be implemented in a matter of weeks.


Let your customers know that they can download the Ingo Money App, register their Prepaid card, and be ready to load funds and access money in minutes.


Ingo takes care of the heavy lifting. We assume all the risk, guarantee that the funds loaded are Good Funds, and provide great service for your customers while increasing incremental spend.


You have the option of integrating our technology into your mobile application for an even more seamless experience. You have three SDK options to support your needs and objectives, while maintaining scalability:

  • The standard Ingo Money SDK implementation is available for free to integrate Ingo Money’s immediate and non-provisional mobile check funding services into any mobile banking or financial servicing app.
  • The integrated Ingo Money SDK implementation includes light issuer branding and features single sign-on integration to help automate the customer enrollment process.
  • The co-branded Ingo Money SDK implementation supports deeper server side integration to enhance decisioning speed and supports differentiated consumer services, like optional variable consumer pricing. It also provides for a higher level of consistency with native UI design.


Here is the fine print. For Prepaid programs, the Ingo Good Funds Network costs you nothing to participate when you use the universal Ingo Money mobile application. The Ingo Money solution is issuing bank friendly, and we take all the funding risk. Give your customers a choice: they can pay a fee and get check approval in minutes, or they can wait 10 days for no fee. For money in minutes on approved checks the fee is 1% or 4% depending on check type (with a $5 minimum fee), and we take most check types from $5 to $2,500. That’s it. When we say easy, we mean it.

To learn more or enroll your program,
contact us today.